Everyone wants to be able to spend their money their way… am I right?!
But now more than ever, things like household maintenance, gas and groceries seem to swipe away a big chunk of the money coming in. Plus, any cash going out to restaurants, clothes or that quick trip to Target now has you questioning where all the “extra fun money” that you used to have went. So, how can we create a balance in our spending plan—especially now—to cover the necessities AND build in an area for guilt-free spending?
This probably isn’t going exactly where you think it is, because I don’t want you to spend on just anything, and inflation is a very real problem we need to deal with. But I do want you to have GUILT FREE spending in the areas that mean the most to you and your family, and I’m going to tell you how you can do it.
You need to first identify your core values. Your core values are the areas of your life that you treasure above all else–and I will challenge you to narrow it down to just five. When you understand what you truly value, you’ll begin to see how you can live your life in a different way–even when times are tough. And in a way that sets you up to define, and achieve, your personal and financial goals–in the short, and long term.
When we live in alignment with our core values, our decisions and lifestyle will begin to shift, and our spending will become purposeful. As we start to think about what is actually meaningful and how we can change spending habits, we become more prepared for the unexpected and life begins to unfold in a beautiful way.
If you are ready to experience guilt-free spending, while also building for your future, here are three questions to ask yourself:
- What are my core values?
- What do my core values truly mean to me?
- Am I spending my money in alignment with my core values?
Spending freedom isn’t about income level or being able to spend as much as you want, it’s about having a plan and spending in the areas that matter to you–and not worrying about what others may think. LIVING WELLthy is when we live in a state of personal and financial security, and it all starts with living in alignment with our core values so we can protect our future while also experiencing guilt-free spending!
Dawn is a Certified Financial Planner, the country’s first Behavioral Financial Advisor, the Founder and President of Relevé Financial Group, a multimillion-dollar advisory firm, and the creator of the Live WELLthy education and financial planning platform. As a fiduciary with over 20 years of experience providing financial advice, she teaches people to save for tomorrow without having to sacrifice living today. Dawn’s proprietary process helps people identify what they want out of life, and she provides proven tools so people can get the money to make it happen. Her unique approach seamlessly merges the most effective teachings of self-help and finance, alleviating financial anxiety by ensuring people have spending freedom today and tomorrow.
