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The Longevity Equation: Why Living Longer Could Break the Financial System

The Longevity Equation: Why Living Longer Could Break the Financial System

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At the Milken Institute Global Conference 2026, Dan Costa speaks with Dawn Carpenter, Director of Financial Longevity at the Milken Institute, about the intersection of health, wealth, technology, and the future of aging.

Carpenter explains her โ€œLongevity Equationโ€ โ€” a framework designed to measure how healthspan, wealthspan, and technology interact to shape quality of life over time.

The conversation explores:

  • The difference between lifespan, healthspan, and wealthspan
  • Why modern retirement systems were built for shorter lives
  • How technology can either reduce or worsen inequality
  • The hidden economic risks of people living longer
  • Why caregiving is becoming one of societyโ€™s biggest financial pressures
  • How chronic disease management impacts long-term financial security
  • The role of AI, wearables, and healthcare innovation in extending healthy living
  • Why purpose and contribution matter just as much as wealth

Carpenter also discusses why individuals have effectively become their own โ€œchief risk officersโ€ in the longevity economy โ€” and why the systems designed decades ago are no longer equipped for todayโ€™s realities.

A fascinating conversation about aging, economics, ethics, and what it really means to live a longer and more meaningful life.

Participants

Dan Costa TE 23
Dan Costa

Chief Content Officer and Editor-in-Chief, Worth Media Group

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