Sharon Kauls, vice president, is a risk management and insurance professional, working with high net worth families to develop and implement insurance programs designed to complement their wealth preservation strategy. Ms. Kauls has particular expertise with residential construction projects, from guiding clients through the contract requirements, to placing large property programs during the project. Her professional designations include certified insurance counselor, certified risk manager, construction risk and insurance specialist and accredited advisor in insurance. Ryan Benner, vice president, started his insurance career more than 15 years ago. He is experienced in identifying and illustrating the importance of well-conceived risk management programs for high net worth individuals and families. Mr. Benner holds an MBA from Loyola Marymount University and earned his BA in marketing from Loyola Marymount University’s College of Business Administration.