Mike is the Senior Vice President, Financial Services Alternative Data for TransUnion’s $800 million+ Financial Services Division. In this role Mike coordinates the integration of L2C’s team and assets with TransUnion’s legacy data, analytic and technology assets. Beyond acquisition integration, Mike focuses on business and product development strategies for Financial Service clients leveraging incremental data to TransUnion’s traditional consumer credit file.
Mike previously served as the CEO of L2C, Inc., which he co-founded in 2000. He led the Business and Product Development strategic functions for L2C, Inc. from the founding of the Company until its acquisition by TransUnion in 2015. L2C led the consumer credit industry by creating consumer credit scoring algorithms leveraging alternative credit bureau data. Alternative credit bureau data are defined as data incremental to the industry’s traditional three credit bureau files that can be compliantly used for consumer credit scoring. L2C was the first Credit Reporting Agency (CRA) to convert its database infrastructure to an open source Hadoop framework housing data for over 260 million US consumers. Mike and his team achieved broad adoption of L2C’s service offerings by 60% of the top US banks and Mike led the development of innovative Fair Credit Reporting Act (FCRA) compliant Reseller Agreements with TransUnion & Equifax for distribution of L2C solutions to all connected lenders.
Before co-founding L2C in March 2000, Mike worked for seven years in the securities business with Morgan Keegan Company as a First Vice President where he was advisor to several burgeoning technology companies.
Mike graduated from The University of the South with a BA in Economics and received his MBA in Finance from Georgia State University. He is married with one son and enjoys spending time with his family, cycling and traveling.