NFP Private Client Group is an affiliate of NFP Property & Casualty, which specializes in personal insurance for high net worth families.
NFP PCG provides coverage ranging from homeowners and automobile insurance to specialty lines such as coverage for yachts, aircraft, fine art and antique cars. The firm is licensed in all 50 states and is headquartered in New York City, with additional offices in Arizona, California, Florida, Georgia, Illinois, Massachusetts, New Jersey, Pennsylvania, Texas and Virginia.
At NFP PCG, our guiding principle is to “do what’s right—by our clients, our people and our underwriters.” NFP PCG employees are not paid commissions and instead receive an annual salary with a bonus based on each individual employee’s overall contribution to the firm. Recently, NFP PCG was ranked the fourth-largest U.S.-based, privately owned broker and the fifth-largest benefits broker by global revenue by Business Insurance.
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What is group umbrella liability insurance and why do I need it?
It is no secret that ultra high net worth (UHNW) families have a heightened exposure to lawsuits seeking judgments for real or imagined damages. But because most personal liability policies are designed for the average household, they do not adequately protect individuals and families of greater affluence from liability suits. This means that to properly […]
By Michael Carmody
May 22, 2018
Why do I need trustee liability insurance?
Many people who agree to become trustees are unaware that trustee liability insurance is available to them—or, for that matter, that there are good reasons why they may need it. Before describing what trustee liability insurance is and the important protection it provides, let’s first review the obligations a professional trustee has to the trust’s […]
By Michael Carmody
Feb 28, 2018
Do I need a contract for my construction project?
The short answer is yes! Whether you’re embarking on a simple project or a built-from-the-ground-up mansion, a properly executed contract will help. Contracts are essential because they can set clear expectations and responsibilities. WHAT IS A CONTRACT? In its simplest form, a contract is an agreement—an offer by one party and an acceptance by the […]
By Michael Carmody
Sep 12, 2017
Why do I need supplemental travel insurance?
Travel mishaps such as delayed flights and lost luggage may not qualify as your worst nightmare, but having a serious health issue while visiting an emerging nation might. You may have the need and desire to travel frequently, and that frequency ups the odds of experiencing some unpleasantness while traveling. You may also like to […]
By Michael Carmody
Mar 28, 2017
Why should I insure my wine collection, and if I do, what coverage is best?
Any asset that can be damaged or totally destroyed needs insuring. That includes cars, homes and any rare collectible, including wine collections of which can be worth hundreds of thousands of dollars. So, before determining the best coverage for your collection, you need to calculate its value. Then, once a policy is in place, you […]
By Michael Carmody
Dec 7, 2016
How do I know if I need an insurance review?
It might sound a bit flippant to say, but you will not know if you need an insurance review until you have one. If your review is like that of most high net worth families, you may buy your insurance one category at a time: home, automobile, watercraft, valuables and excess liability. This approach can […]
By Michael Carmody
Aug 24, 2016
What should I do to prepare for a hurricane?
When you own a home located along the ocean or a bay, or in a coastal county, it’s not a question of if your property will be impacted by a hurricane, but when. That said, there are preventative measures to take to protect your family, home and possessions. Preparing for a storm can make the […]
By Michael Carmody
Jun 1, 2016
What is group umbrella liability insurance, and why do I need it?
It is no secret that ultra-high net worth (UHNW) families have a heightened exposure to lawsuits seeking judgments for real or imagined damages. But, because most personal liability policies are designed for the average household, they do not adequately protect individuals and families of greater affluence from liability suits. This means that to properly protect […]
By Michael Carmody
Feb 17, 2016Newsletter Subscriptions
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