As Director of Investments, Luke is responsible for investment idea generation, portfolio performance monitoring, and leading the Saugatuck Financial Investment Committee. He has his Chartered Financial Analyst™ designation and is a graduate of Cornell University.
Saugatuck Financial provides comprehensive financial planning and strategy implementation for high net worth and emerging high net worth individuals, families, businesses and institutions. SF partners with each client to create and implement a tailor-made financial plan integrating risk management, wealth management, tax strategies, estate planning and retirement income distribution planning—all under one roof. SF’s advisors are consistently recognized as among the top advisors within the industry, and their team takes pride in providing world-class strategies and platinum-level service to each client.
Articles
Yield Enhancement: Investing Short-Term Cash in T-Bills
Whether for taxes, a home down payment, or otherwise, investors may need to hold sizable amounts of cash at times. Throughout the 2010s, opportunities to earn any meaningful yield on that cash didn’t exist. As interest rates have risen throughout 2022, that has changed. Investing cash in short-term U.S. Treasuries (T-Bills) hasn’t been this attractive […]
By Luke Andriuk
Nov 28, 2022Considerations for Investing Amid “Stagflation”
In 2021, U.S. investors experienced a phenomenon they hadn’t seen in 40 years: high inflation, which rose 9.1 percent, year-over-year in June. Uncharacteristically, this dramatic rise in prices came amid slowing economic growth. Data released in July confirmed the U.S. economy just experienced two consecutive quarters of negative GDP growth, which meets the technical definition […]
By Luke Andriuk
Sep 11, 2022Should Investors Add Private Credit to Their Fixed Income?
Fixed income has long been the ballast in a diversified portfolio. While its returns have historically been lower than equities, investors benefit from fixed income’s stability and low correlation, relative to equity markets. Over the last 20 years specifically, fixed income exposure helped investors amidst a period of declining and record low interest rates. Following […]