Jesse M. Rodriquez

While few high net worth clients intend to rely on Social Security benefits as a meaningful source of retirement income, lifetime benefits may be larger than they might expect: nearly $600,000, on average, for a couple who turned 65 in 2010, and significantly more for high earners with longevity.1 Additionally, Social Security typically replaces about […]

Divorce of separation is not only emotionally challenging for you and your family, but it impacts many key areas of your financial life, including your ability to maintain your lifestyle and your ability to reach your long-term financial goals. Below are some important topics and ideas to consider that may give you a better perspective […]

Your financial life encompasses more than your assets. It should include your goals for the future and how you want to live right now. When it comes to retirement, the decisions you make today can have an impact on what retirement will be like in the future. And, since retirement oftentimes involves a spouse or […]

Besides the changes to their physical and emotional health, people with dementia lose their capacity to perform the financial tasks of daily living. In fact, this may be the first noticeable sign of the disease. Sadly, as the disease progresses, most people lose all ability to manage their finances on their own. Some of the […]

What’s the smartest form of charitable giving in an uncertain economy? © John Labbe / Getty In the current economic environment, smart giving requires the same carefully constructed strategic thinking that you apply to the rest of your finances. Even during the 2008 recession, almost half of all donors made gifts at the same level […]

Identity theft involves the unauthorized use or attempted use of existing credit cards or accounts, as well as the misuse of personal information to obtain new accounts, get loans or commit other crimes. Roughly 7 percent of all American households—nearly 9 million homes nationwide— have experienced an incident of identity theft, according to the U.S. […]

With healthcare costs skyrocketing, retirees need to consider how their finances will be affected. In fact, medical care is one of the single biggest costs during retirement. We believe the following ideas may provide clarity on this complicated topic. Time and inflation, plus the effects of aging, make healthcare a growing part of every American’s […]

As life expectancy continues to rise, so does the likelihood that you will inevitably have to step in at some point and help your parents make financial and other decisions. Consider that 16 percent to 25 percent of people aged 65 and older have mild cognitive impairment, which will adversely affect their financial decisions.1 That’s […]