Andy Schwartz, CFP®, wealth management advisor, assists clients with retirement funding, estate preservation and distribution, asset allocation, advanced financial planning and small business planning.
What strategies should I consider to retire in a low/zero interest-rate environment?
While predictions have abounded for years that the Fed will raise interest rates “any day now,” except for one bump earlier this year, that day has yet to come. So, investors of all ages and life stages continue to negotiate a seemingly intractable low-to-zero interest-rate environment. But those nearing retirement are even more perplexed about […]
How can I effectively communicate and execute an estate plan?
The estate-planning process is complicated for many reasons. State and federal laws are complex and sometimes conflicting. The mounds of paperwork needed by the financial institutions, the courts and the estate heirs can be confusing. And to make matters worse, many times for wealthy or prominent individuals and families, the fight over who gets what […]
How essential is account-aggregation technology to a holistic financial plan?
Account-aggregation technology is an automation system for gathering position and transaction information from investors’ retail accounts held at banks and brokerages. By building and maintaining these data feeds of retail financial services companies, aggregators help provide investors and their advisors with a centralized view of the investor’s full financial situation, which is then updated daily. […]
