James L. DiNardo, CLU®, ChFC®, CFP®, MSFS®, began his career in financial planning in 2000. He is a Wealth Management Advisor with Northwestern Mutual Wealth Management Company and a member of Pioneer Financial. Mr. DiNardo is an Insurance Agent with Northwestern Mutual and a Registered Representative of Northwestern Mutual Investment Services, LLC maintaining securities Series 7, 63 and 66 registrations and his Life, Accident & Health Insurance license. He also holds the CERTIFIED FINANCIAL PLANNER™ professional certification, Chartered Life Underwriter designation and Chartered Financial Consultant designation. Mr. DiNardo graduated from Hamilton College where he earned his Bachelor of Arts in Public Policy. He later received his Masters of Science in Financial Services from The American College in Bryn Mawr, PA. He resides in Larchmont, NY with his wife Mary and their daughter Cadence.
Is there a simple method for evaluating an advisor’s performance?
As in any profession, all financial advisors, as the saying goes, are not created equal. Which brings us to the question posed here: Is there a simple method for evaluating an advisor’s performance? Three studies have actually calculated a mathematical value for evaluating financial advice. The Vanguard Group’s 2014 study put an annual value of 3 […]
How can I maximize my updated lifetime exemption limits?
In light of the recent federal tax legislation, several estate-planning techniques may be implemented to take advantage of the new stipulations. Starting with the new sunset provisions: You should be aware that all changes to the estate tax rules that were implemented in 2018, including the new higher estate tax exemption amounts, are due to […]
What are the “12 Pillars” of financial planning?
Financial planning is complicated, but a good financial advisor with a great team can help make the complicated simple. Below, we’ve compiled what we consider to be the 12 financial-planning rules clients should focus on. 1. Know your burn: In a previous Worth article, we discussed the equation: gross income – taxes – expenses (we […]
What philosophy will best help me transition from wealth accumulation to retirement income?
Clients do a fairly good job of accumulating wealth. Whether they’ve sold a business or had a successful executive career, clients—especially when they’ve had the right guidance from advisors—save and invest money over their working careers. But, then, in a single day, a client’s main financial goal changes from accumulating wealth to needing to convert […]
