Hallmark Capital Management, Inc. (Hallmark) is dedicated to empowering clients to attain their financial goals by providing objective investment management and financial planning services. We remain committed to maintaining the highest degree of professionalism and integrity, while using our best judgment and wisdom on behalf of our clients, as we have for more than 25 years. Hallmark Capital Management, Inc. has a fiduciary duty of care, loyalty, honesty and good faith to always place the best interests of our clients ahead of our own
Do I need a trust as part of my estate plan?
According to Investment News, over the next 30 years, $30 trillion will be passed down from baby boomers, to Generation X, to millennials.1 That’s why, when meeting with new clients, I’ll often say, “Tell me about your estate plan or any trusts you have.” Then I’ll ask: “Are they set up to help carry out […]
Is my portfolio over-diversified?
Sometimes, after presenting Hallmark’s investment strategy to prospective clients, we’ll watch as they sit back, look at us and ask, “What about diversification?” “You invest your clients’ monies among only the largest public companies in the U.S., like those in the S&P 500?” they’ll ask. “You don’t offer exposure to small-cap stocks, international and emerging […]
How does my psychological makeup impact my investing?
Do you drive a car? I’ll bet you do. In fact, I’m willing to guess that you think you’re a pretty good driver—probably above average, right? And, guess what: You’re not alone. Studies demonstrate that 80 percent of drivers believe they possess above-average skill. But, wait… what’s wrong with this thinking? Behavioral scientists call this […]
